How Select South African Medical Aids Support Your Mental Health Journey

In the face of grief and trauma, seeking professional counselling can be a transformative step towards healing. However, concerns about therapy costs often deter individuals from seeking the support they need. It’s essential to recognize that investing in your mental health is as crucial as caring for your physical well-being. In this blog post, we will explore how some major medical aids in South Africa, including Discovery Health Medical Scheme, Bonitas Medical Fund, Medihelp Medical Scheme, Momentum Health, and GEMS (Government Employees Medical Scheme), can provide valuable support for therapy, ensuring that financial constraints don’t hinder your healing and growth.

Acknowledging the Importance of Therapy

Grief and trauma affect each person differently, and the path to healing is unique. Professional therapy offers a safe space to process emotions, develop coping strategies, and find resilience amidst challenging circumstances. By investing in therapy, you invest in yourself and your well-being, leading to a more fulfilling and balanced life.

Understanding Medical Aid Coverage for Therapy

Let’s explore how these major South African medical aids offer support for psychosocial counselling:

Discovery Health Medical Scheme (DHMS):

Discovery Health Medical Scheme is well-known for its comprehensive approach to healthcare, including mental health support. Many of their plans offer coverage for therapy services. Depending on the specific plan, members may have access to a certain number of therapy sessions per year, either individual or group therapy. The coverage aims to reduce the financial burden, making it more accessible for those in need of professional support during difficult times. Discovery Health Medical Scheme is committed to promoting mental well-being and offers a wide network of registered psychosocial counsellors for their members to choose from.

Bonitas Medical Fund:

Bonitas Medical Fund prioritizes mental health and recognizes the importance of therapy for healing and growth. They provide coverage for both individual and group therapy sessions, helping members access the support they require. With a focus on affordability, Bonitas offers financial assistance for therapy services, making it more feasible for individuals seeking counselling for grief or trauma. Members have the freedom to select qualified psychosocial counsellors from a network of registered professionals.

Medihelp Medical Scheme:

Medihelp Medical Scheme offers specialized mental health plans that encompass therapy services. Their coverage extends to individual therapy sessions for grief and trauma counselling. Members can access a range of registered counsellors and receive financial support for their therapy sessions. Medihelp aims to support its members’ mental well-being by providing accessible and affordable therapy options.

Momentum Health:

Momentum Health understands the value of therapy in promoting mental well-being. They offer therapy coverage to their members, recognizing that counselling can be essential for those dealing with bereavement or trauma. The coverage includes individual therapy sessions and is designed to provide financial assistance, making therapy more attainable for those in need.

GEMS (Government Employees Medical Scheme):

GEMS is committed to comprehensive mental health care, and their coverage includes therapy services. Government employees and their dependents can access therapy sessions with registered psychosocial counsellors, supported by their medical scheme. GEMS prioritizes the mental well-being of its members and provides financial assistance for therapy sessions, ensuring that individuals facing grief or trauma can receive professional support.

Embracing Mental Wellness

Each of the mentioned South African medical aids offers coverage for therapy services as part of their commitment to promoting mental health. Their support extends to individual and group therapy sessions, with a focus on making counselling more affordable and accessible to their members. By covering therapy costs, these medical aids recognize the importance of investing in mental health and the positive impact that professional counselling can have on individuals dealing with bereavement and trauma.

If you are a member of any of these medical aids and need therapy, be sure to review your specific plan to understand the exact coverage and benefits available to you. Remember, seeking therapy is a valuable investment in your well-being, and with the support of your medical aid, you can take the first step towards healing and personal growth.

The Process of Accessing Therapy Coverage

To access therapy coverage through your medical aid, follow these general steps:

  1. Verification: Check your specific medical aid plan to determine if therapy services are covered. Different plans may offer varying levels of coverage, so understanding your benefits is crucial.
  2. Referral and Authorization: Some medical aids may require a referral from a general practitioner or psychiatrist to authorize therapy coverage. Consult with your healthcare provider to ensure a smooth process.
  3. Selecting a Counsellor: Once your coverage is confirmed, choose a qualified psychosocial counsellor who is registered with your medical aid. This ensures that you receive financial support for your therapy sessions.

Unlocking Healing: Overcoming Financial Hurdles on Your Path to Mental Wellness

Therapy is a valuable resource that can help individuals cope with the emotional toll of bereavement and trauma. As a psychosocial counsellor specializing in bereavement and trauma counselling, I encourage you not to let financial constraints hinder your journey towards healing. The support offered by Discovery Health Medical Scheme, Bonitas Medical Fund, Medihelp Medical Scheme, Momentum Health, and GEMS exemplifies their commitment to prioritizing mental health.

Investing in therapy is investing in yourself and your future well-being. By taking this step, you open the door to understanding, compassion, and support, enabling you to navigate life’s challenges with renewed strength and resilience. Contact your specific medical aid provider today to explore the therapy coverage options available to you and take the first step towards healing and growth. You deserve it.

Contact Jeanne van den Bergh, psychosocial counsellor, and founder of Guidance to Grow, if you’re experiencing symptoms of depression. Jeanne is a compassionate and seasoned therapist who can assist you in navigating life’s obstacles with greater ease and resiliency. Contact her as soon as possible to schedule a consultation and take the first step towards a happier, healthier life. You can overcome these obstacles and live a more fulfilling life with the proper support.

You can claim back the cost of your sessions from your medical aid, dependent on your individual cover.

Read more:

Overcoming Self-Doubt: Building Self-Confidence and Resilience in Counseling

The Consequences of Ignoring Depression: Why It Shouldn’t Be Taken Lightly

Normalising Depression Symptoms in Midlife

Media contact: Cathlen Fourie, +27 82 222 9198,,

More about Guidance to Grow

Guidance to Grow is a South African-based therapeutic consultancy that provides professional counselling and life coaching services. Guidance to Grow, under leadership from Social Worker in Private Practice, Jeanne van den Bergh, has a focus on supporting individuals who are experiencing grief, bereavement, and trauma. They offer a range of services that are designed to help clients process and manage their emotions, including one-on-one counselling, group therapy, and workshops.

At Guidance to Grow, Jeanne takes a compassionate and personalised approach to each client’s unique needs. She works closely with clients to understand their challenges, provide guidance and support, and develop customised strategies to help them move forward and find a sense of peace and fulfillment.

Guidance to Grow’s commitment to providing exceptional therapeutic services has earned them a reputation as one of the most trusted and reliable counselling and life coaching providers in South Africa. If you or someone you know is struggling with grief, bereavement, or trauma, consider reaching out to Guidance to Grow for compassionate support and guidance.


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